What To Do In The Event Of An Accident

What To Do In The Event Of An Accident

Posted by on Jun 20, 2017 in Uncategorized |

4452373616_333046b36d_bIf you’re unlucky enough to be involved in a car accident, here are the steps you need to take to deal with it quickly and smoothly.

It’s not a nice thought, but car accidents happen and it’s important to know what to do if you’re caught up in one, other than calling an Orlando auto accident lawyer. If you take the right steps immediately after a car accident, you can stop a bad situation from getting worse and help to make sure your car insurance claim is paid out without a hitch.

What to do immediately after a car accident

Stop

However minor you think a car accident is, you must stop. In fact, failing to do so is an offence under the Road Traffic Act. You should make sure your car’s engine is switched off and then turn your hazard lights on to alert other road users to your presence. Call 999 or 101 Take a look around. If anyone has been injured in the car accident you should call the police (and an ambulance if necessary) as soon as possible.

The police should also be called if the car accident is blocking the road or if you feel there was foul play involved –  if you suspect you’re a victim of a ‘crash for cash’ scam, for example, where a driver deliberately causes an accident to make a fraudulent insurance claim. A dash cam can help you avoid falling victim to crash for cash scams. However, be sure to pick the right one, or you may be left with low-quality footage that won’t help prove what happened. Read dash cam reviews to find out the models that are recommended.

Giving details after a car accident

When you’re involved in a car accident you’re obliged to give your name and address to anyone else involved. You should stop and give your details if you crash into something on or near the road even if there aren’t any other people involved. If you hit a parked car, for example, you should leave your details on the windscreen. Avoid saying sorry or accepting blame for the accident until you know precisely what happened as it could count against you later on. Car accidents should also be reported to the police within 24 hours. Failure to do so could result in a fine, penalty points or even disqualification.

Collecting details after a car accident

If possible, you should collect names, addresses and contact details from any drivers, passengers and witnesses. Ask the other drivers involved for their car insurance details and try to establish whether they are the registered keeper of their vehicle. If they aren’t, find out who is and make a note of their name and address. Call 999 straightaway if someone leaves the scene of the car accident without giving their details

You may find it useful to take photos of the car accident for use as evidence. Some drivers carry disposable cameras for this purpose, but most modern mobile phones will take good enough shots to help you remember important details.

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The Best Ways To Removing Stubborn Carpet Stains

The Best Ways To Removing Stubborn Carpet Stains

Posted by on Jun 8, 2017 in Uncategorized |

23101808492_40050d8cdf_oTime is absolutely of the essence when it comes to removing those stubborn stains. If you have children especially you’ll know all full well how difficult keeping up with stubborn stains can be. The faster you clean up the spill the less likely it becomes a stubborn stain.

Everyday food and drink spills can be scrubbed up successfully by blotting the area with a mix of warm water and a soft detergent like Fairy liquid. There are always those few stains that really take some time and elbow grease to get out and we’ve listed some of the ways you can get these out.

Red wine

Many people love a glass of red wine in the evenings but if you knock it over it is a nightmare to shift once it soaks down into your carpet. If you’re looking for a great local carpet cleaning in Torquay then by all means check out the companies there but if you don’t have the budget for a cleaner, there are ways to get it out. Assuming you have had a stain protector put on your carpet already, you have more chance of simply blotting up the spill with paper towel and warm water. However, once the wine gets down into the carpet fibres, the only way to get rid of it is to have your carpet professionally cleaned and there are companies that offer Torquay carpets cleaning company who can help.

The two most frequently suggested DIY methods of removing red wine stains are to use white wine or vinegar. In short; don’t! Neither of these methods work and you could just end up damaging your carpet.

Blood

Sometimes children catch their toes or cut their knees and if you are in the unfortunate population who have cream carpets you’re really in for it if they spill blood onto your carpet. In the event that human or animal blood ends up on your carpets, never use hot water to try to clean it up. Hot water causes red blood cells to ‘set’ and fixes the stain into the carpet fibres. Soak the stain with cold water, and then blot it up as best you can. And don’t forget to put a plaster on the child!

In the event of a spill, act quickly to blot up as much of the substance as possible using paper towel or clean, colour fast towels. Don’t be tempted to use generic supermarket stain removers; they don’t work very well and can even damage your carpets and after all the time you spent blotting and cleaning, that’s the last thing you need.

Stains are usually very shabby, messy and damaging not to mention so depressing to look at! With kids and pets you cannot expect the floor carpet to be totally clean all the time but what you can expect is that the regular hiring of a cleaning company will make sure that your carpets are at least tidy.

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When Should You Report A Car Accident?

When Should You Report A Car Accident?

Posted by on Jun 6, 2017 in Uncategorized |

If your car is in an accident, you may want to make a claim on your motor insurance. Speaking to a company like hoganfrick.com is important! This page tells you what you need to know before you make a claim. And what you can do if the driver is uninsured or won’t give you their details.

Making a claim if you’re in an accident

If you’re in an accident you should:

  • not admit at the scene that it was your fault298216295_12b003a387_b
  • exchange names and other details with the other drivers and get details of any independent witnesses. If someone refuses to give you their details your insurer may be able to trace them through their vehicle registration number
  • tell your insurer about the accident straightaway, even if you don’t want to make a claim
  • if someone is injured, show your insurance certificate or cover note to the police. If you can’t do this at the scene take the documents to the police station within seven days
  • take photographs that you may be able to later use as evidence if you need to make a claim.

If you have comprehensive insurance

  • If you have a comprehensive policy you should claim from your own insurer, but you may lose your no claims bonus if the insurer can’t recover the money from the other driver’s insurer.
  • You can still claim from the other driver’s insurer for any injuries or losses not covered by your own policy. These are calleduninsured losses and can cover alternative transport while your own vehicle is being repaired, loss of earnings, personal injuries and the excess on your policy.
  • You should keep any losses to a minimum and keep evidence of them. If you need to hire another vehicle it should normally be similar to your own vehicle.
  • To make a claim, get a form from your insurer or write to the other driver or their insurer, giving details of the accident and the other driver’s policy number. Tell your insurer about any independent witnesses and send them witness statements if you can. If you used a broker or agent to buy your policy they may be able to help you. Make sure you keep copies of all documents and letters.

If you have third party insurance

  • You should make a claim against the other driver and allow the insurer to decide who is responsible for the accident. If they say you are responsible you’ll have to pay for repairs to your own vehicle.
  • To claim from the other driver tell them in writing that you want to claim from them. If they were driving a company vehicle, also let the company know what’s happened. You should tell your own insurer that you have done this. The other driver should report the accident to their own insurer. You can find out if the other driver has insurance by contacting the Motor Insurance Database
  • If you’ve been in an accident and you receive a letter or claim form from the other driver or their insurer forward this to your own insurer.
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How To Clean Metals Correctly

How To Clean Metals Correctly

Posted by on Jun 1, 2017 in Uncategorized |

There’s a huge range of effective commercial metal cleaning products out there. Because it’s so important to have the right tools to hand when cleaning metal, we’d recommend the professional option over DIY solutions – although home remedies can yield reasonable results too.

Remember: Not all metals are quite as hard as you might expect, so it’s important to choose a cleaning method that does the job without scratching or corroding the finish. Test all new products and homemade cleaning solutions on a small, inconspicuous area before application, always consult the manufacturer’s instructions first, and take all of the required safety precautions. There are some great solutions for cleaning metal using common household products as well as cleaning products.

Stainless Steel & Chrome                                                        5285693039_1c116d94ca_o

  • For a proper clean of stainless steel, removing soap scum, food residue, grease and water marks, you’ll need a specialised stainless steel cleaning product. Something like Cif Stainless Steel is ideal. Most multipurpose bathroom cleaners will be able to give chrome a brilliant clean, although you can purchase specialised cleaners if you like.
  • Take a wet cloth and wipe down the entirety of the surface.
  • Apply your stainless steel or multipurpose cleaning product, following instructions on the label. Always apply cleaner to stainless steel by rubbing it in with the grain – follow the pattern along to avoid scratches or dullness.
  • Rinse off with water, and gently buff dry with a fresh cloth. Once again, go with the grain if you are cleaning steel.

Aluminium

  • Because baking soda is likely to spoil aluminium, it’s best avoided here. In fact, it is far safer in all cases to opt for simple soapy water, or a special aluminium cleaner. If you’d really prefer to try a homemade solution, mix and apply a solution containing white vinegar and cream of tartar for sparkling results.

Copper & Brass

  • There are commercial copper cleaners around, but other options may also yield results. Try applying ketchup gently with a cloth! Another trick is to halve a lemon and sprinkle it with coarse ground salt. Gently scrub the copper to restore its natural sheen. Rinse, and then rub gently with a soft cotton cloth.

Metal Cleaning Made Simple

  • Sometimes, just a good washing up detergent is all that’s needed to work wonders when cleaning metals – most notably stainless steel, which is used in appliances, pots, pans, grills, and utensils on account of its super tough construction. This routine clean is a simple way to keep metal clean and tarnish-free. Just use Persil Washing Up Liquid and hot water to wash metal pots and pans. Scrub them with a sponge, or soak them to help dislodge residue.

You won’t need to be calling in an industrial metal cleaning companies or a solvent cleaning companies but you must always make sure you clean the metal in the right way for its properties. It’s important to remember that your equipment needs to be sterile too!

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Cleaning Medical Equipment

Cleaning Medical Equipment

Posted by on Jun 1, 2017 in Uncategorized |

No one wants to go to a hospital or dentist but if you have to go, it’s helpful to know that they have clean, sterile equipment. The dangers of using equipment that have already been used for other patients doesn’t bear thinking about and thankfully, as time has gone one, we don’t share scalpels anymore! The advancement of medicine has meant that medical establishments are more and more stepping up their cleaning game! Until recently, the most advanced sterilization technology was found only in large hospital sterilizers. There is now a growing demand for more sophisticated sterilization technologies in a variety of professions. For the larger medical equipment items, solvents bought from a Vapour degreasing solvent can do the job and do it well. By following a few simple steps, you can have clean, sterilized instruments that can be used in any medical situation.20780035240_2216dda01f_k

  • Instruments that have been used need to be collected and removed from the area where they were used. Take them to the area where you decontaminate things in your environment, such as a Decontamination Area in a Processing Department. This will help cut down on the chance of the contamination of the personal areas or other surfaces within the work space.
  • The instruments should be covered when they are being moved in covered carts, containers, or plastic bags
  • Before you handle any contaminated instruments, you need to be dressed for the part. Workers in areas that decontaminate instruments should wear protective clothing, such as a scrubs or other moisture-resistant clothing. You should also have on show covers. plastic or rubber gloves, and a hair net or other covering.
  • You might also need to wear protective goggles in certain situation if the substance you are using the decontaminate the instruments splatters
  • Before starting to clean your instruments, you must be sterile so you won’t transfer any bacteria or germs to the instruments. You should wear a sterile gown while washing the instruments. You then need to put on a sterile cap for your hair and cover your face with a mask. You need to wear protective eye covers, which will keep any potentially hazardous liquid from splashing into your eyes. Finish by putting on a pair of sterile gloves.
  • Instruments must be cleaned immediately after use and before you attempt to sterilize them — cleaning the instruments is not the same as sterilizing them. Remove inorganic and organic debris from the instruments with a soft plastic scrub brush and medically approved detergent. Scrub each instrument well to remove all residual matter, such as blood or organic tissue. If the instrument is hinged or opens, make sure you clean the inside and outside surfaces. You don’t want any residual matter to get stuck in the gears. After you scrub them, you need to run the instruments under pressured water to make sure any extra matter is cleared off. This also helps clean areas that are unable to be reached by brushes.
  • If you don’t wash the instruments beforehand, the process may not sterilize the materials and compromise the whole endeavour. There are solutions available to soak the instruments in. Look for a neutral pH detergents solution. Added enzymes will also make it easier to clean the surface of the instruments. If not cleaned properly, it may affect the health of the patient.
  • There are automatic washers that you can use for this stage, but their use depends on the facility and location of the cleaning process
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Manage Your IRS Debts Effectively

Manage Your IRS Debts Effectively

Posted by on May 26, 2017 in Uncategorized |

tax resolution servicesThe IRS collection process always starts with a tax assessment. Until the IRS makes an assessment, there is no official tax debt. Sometimes the first IRS notice a taxpayer will receive will inform them about the existence of a debt is a Notice of Taxes Due. This notice will state that the taxpayer owes a certain amount for a certain year or years and is generated with the IRS processes a return the taxpayer filed and sees that it was not paid in full. Another IRS notice is a Notice of Proposed Changes, where the IRS makes changes to a return the taxpayer had already filed and adds taxes and or penalties and interest. The IRS also sends a notice when it files a return for a taxpayer for a year that the taxpayer did not file his or her own. A return that the IRS files in lieu of one that the taxpayer never filed is called a substitute or a return. It can be important for a taxpayer to replace a substitute for a return as the IRS does not credit the taxpayer for any deductions the taxpayer would have been eligible to claim.

Without an effective assessment in place, no collection efforts will ensue. An assessment takes place when the IRS officially notes in its record how much a taxpayer owes for any tax year or tax period. Assessments are based on returns that are filed by the taxpayers, returns the IRS files in place of returns a taxpayer neglects to file, or from changes the IRS makes to a return.

If the assessment is consistent with the return that taxpayer filed and is accompanied by a payment from the taxpayer for all taxes owed, then the assessment does not lead to a tax debt. On the other hand, if a taxpayer doesn’t pay a tax debt in full, the IRS will initiate efforts to collect on the delinquent tax debt. Seeking appropriate Services for Tax Resolution is the first thing you should do as a debtor. Any time a tax payer has a debt of over ten thousand dollars, or receives a threatening letter from the IRS it makes good sense to seek the right advice and ask about options for resolving IRS tax debt. Given the right circumstances, even a large debt can be settled for a smaller amount. It can be the case that the first time a taxpayer realises that they owe the IRS at all is when a Notice of Intent to Levy is received. A Notice of Intent to Levy is a written warning that is mailed to the taxpayer, alerting the taxpayer that the IRS is attempting to collect on a tax debt. Notices of Intent to Levy can come with a ten or thirty day warning period, giving the taxpayer time to take action to protect themselves. Notice of Intent to Levy should never ever be ignored.

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